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How Much Is Your Auto Accident Compensation Worth? Damages resulting from car accidents are designed to compensate the victims of the collision. They can include costs of property damage, as well as medical bills, while some are non-economic, like pain and suffering. In New York, you have up three years to file legal action following a crash, but delay can be detrimental to your case. Over time, evidence may be lost or destroyed, witnesses may not remember important details. Damages In the event of a car crash victims could be awarded compensation for their economic losses, such as medical bills and lost wages. They can also receive compensation for non-economic damages like suffering and pain. The amount you can receive depends on how serious your injuries are and the impact they have on your life. A knowledgeable attorney for car accidents can help you determine the value of your injuries as well as property damage, and negotiate with the insurance company for an equitable settlement. But, keep in mind that insurance companies are in business to earn a profit. That means that they will attempt to settle your claim for as little as they can. So, you need an attorney who understands how to ensure that you receive the maximum amount of money that you deserve. You may also be eligible to claim compensation if you have personal items damaged in the accident. These include your clothing, shoes, and jewelry. You can also claim compensation for expenses related to gardening, housekeeping or childcare if are not able to do these tasks by yourself due your injuries. Your deductible is also a part of the equation when determining how your claim is worth. You must pay your deductible prior to the insurance company will begin to pay for your damages. You can then start a lawsuit against the driver at fault to recover the remaining amount of your damages. Medical bills Medical bills arising from a car crash can quickly add up. The average cost of an ambulance ride, hospital stay and inpatient therapy can run into tens or thousands of dollars or more. In addition, the cost for physical therapy, prescription drugs and other care can continue to rise as the person who was injured progresses through their recovery. When an individual driver is found to be at the fault in a lawsuit, they are responsible for paying the victim's damages, including medical expenses. However the law does not usually require an at-fault party to pay a victim's medical bills on a regular basis. If you don't live in a state that is no-fault the first step for receiving compensation for medical bills is to apply for PIP coverage (personal injury protection). This insurance may pay for all or a portion of your medical costs, subject to the policy limits. You must also make a claim through the insurance policy of the driver who is at fault for any liability coverage they carry along with the uninsured motorist insurance on your own car policy. These insurance policies can reimburse the medical expenses you incur however, they usually come with deductibles and other conditions which you must follow. auto accident lawsuit hammond with experience can guide you through the process of getting medical bills paid. This will prevent you from having to spend your personal income on medical treatment, and it will allow you to concentrate on recovering. Lost wages Car accident injuries can prevent you from going to work. This can result in you being without a paycheck and unable to pay your bills. You might need to borrow money from family or friends. Settlements can take months. In that time, will have to keep paying your bills from your pocket and wait for the settlement. You can recover lost wages if been injured in a car accident. This can include salary and hourly wages, but it can also include other financial benefits like bonuses and raises. An attorney can help determine your loss of earnings. You can file a claim for lost wages with a no-fault insurance company or by filing a lawsuit against the party who is at fault. The typical claim will involve the cost of your medical bills, proof that you missed work due to your injuries, and a record of your lost earning capacity. This is often called the demand package. You'll need to provide a letter from your employer which confirms the details of your employment, including the days that you were absent because of your injury, as well as the hours you usually work. Additionally, you will need to provide your paystubs as well as tax documents. Your attorney can assist you gather these documents and prepare a compelling demand package to present to the insurance company or judge in your case. Pain and suffering While some expenses associated with an accident can be calculated to the penny — such as emergency services, medical bills, surgery costs, medications, and lost wages—others cannot. These unquantifiable losses are referred to as pain and suffering, and are a crucial part of a victim's compensation claim. The term “pain and suffering” encompasses both the physical and emotional effects of an accident. The injuries suffered by a victim can be long-lasting and impact their lives, resulting in permanent disability, or even death. For instance, a victim suffering from a debilitating brain injury is unlikely to be able to work or function normally again. These types of injuries usually merit an enormous settlement. In most instances, the amount of suffering and pain the victim suffers is determined by the degree of their injuries and how the injury has impacted their lives. An experienced lawyer will look into the details of your case to determine an appropriate settlement. They will make use of previous settlement amounts for similar accidents injuries as a guide in order to give you an idea of what your case is worth. Insurance companies often attempt to deny victims of suffering and pain by claiming that their emotional or physical injuries aren't as serious. A skilled lawyer will fight these tactics and negotiate with the insurance company on your behalf to ensure that you get a fair settlement.